Event Insurance
Why choose us for your Event Insurance
It was originally put in place to cover the liability to the public attending these events due to the growing nature and risk of some of these being held today. With the use of pyrotechnics and fire breathers and up and coming music festivals with large crowds and the use of alcohol it has become more important to make sure that events have the correct cover in place, to stop a potentially catastrophic liability claim from occurring against the organiser, and also from any cancellations or adverse weather conditions as this could have a large effect on the organisers income.
There are now approximately 1.3 million events that are organised each year within the UK and this ranges from food festivals, music festivals, fireworks displays, river festivals, beer and cider festivals to car shows the list goes on. All of these require liability for the show that they are putting forward to the general public, otherwise they can leave themselves open to a potential liability for injury claim occurring.
At The Bateman Group we use a specialist provider that can cover almost any event that you are looking to do and will offer great service and value and professional advice in this market.
Helping the UK with Event Insurance since 1967
Why The Bateman Group?
- Established since 1967
- Personal service – nominated point of contact
- Annual reviews
- 100% independent consultants with access to whole of market
- Capacity & experience to place non-standard/specialised risks
- Experienced ‘in-house’ support team
- Swift issue of policy documentation
- Rapid claims handling
- 3,000 clients across the UK
Cover includes:
- Public liability cover up to £10 Million
- Employers liability cover up to £10 Million
- Event equipment cover
- Cancellation & rearrangement cover
- Adverse weather cover
- Non-appearance cover (performer, speaker & any essential person)
Event InsuranceFAQs
What is Event Insurance?
Event Insurance encapsulates all the areas of protection that you as an organiser would need to have in case of any claim made against you and things that are out of your control such as the weather, and cancellation costs. Speak with a expert in Events Insurance today by giving us a call, or simply complete the online quote form.
Why do I need Event Insurance?
Making sure that you are fully covered in all risk areas is our highest priority for your event. We package everything you require in one simple premium, so you can rest assured that we have assessed all areas there could be a potential claim, so you are covered in any unfortunate circumstances.
What does Event Insurance cover?
Our Event Insurance package covers a range of liability and business insurance, such as public and employers’ liability, event cancellation, fire & theft, legal expenses, equipment cover, stock, and many more which we will confirm on your quotation.
How does Event Insurance work?
Our Event Insurance package is a selection of covers that your event business would require to be fully protected in case of any risks that become claims which you as an organiser could confront on a daily basis. The way in which we work out the best Event Insurance package for you, is we take the time to understand the uniqueness of your events and risks it regularly faces, so we can then build the right bespoke insurance package that would protect you in any of those unfortunate circumstances.
What if my event business has had claims in the past?
When a quote is put together for Event Insurance, we asses your event activites on an individual basis depending on a number of factors. If you have had claims in the past, we are still able to provide insurance for you, once we establish the whole picture of the risks involved within your business.
Setting in place risk preventative measures and procedures can dramatically reduce the chances of the claimed risk happening again. These efforts can also help increase the number of insurers that we are able to approach to provide you with the most comprehensive and lowest priced Event Insurance package in your current state of event risk and previous claims.
Is it required for my event business to have ‘Employers’ Liability Insurance’ if I employ staff?
If your event business employs any staff, such as full-time, part-time, labour-only subcontractors, or even volunteers, then it is a legal requirement for your business to have employers’ liability insurance as part of your Events Insurance package. This certificate of insurance should also be prominently visible or at least accessible electronically to all employees within your company.
Can you cover high-value equipment and stock?
Yes, we are able to provide this cover as part of your Event Insurance package. Insurers will be looking at the type of equipment you use and stock you hold, the value, your event and storage location, any security measures you have in place to prevent any unfortunate circumstances. These are some of the factors that can fluctuate the premium to protect you against these kinds of claims.
How can I correctly value my equipment & stock?
Regarding equipment for your event, this would equal today’s market value of the items. For stock, this would be calculated on the replacement value to you as the business. This would depend on where you are in the supply chain and various other factors that enable your company to purchase the insured goods at your current rate.
How can I correctly value my building?
If you use a building to host your events, the value of your buildings sum insured is calculated based on the cost of how much it would take to rebuild the property to you as the business, rather than today’s market value. This would include the labour and the materials, especially if you are able to source the required work at a reduced cost. Don’t forget to take into account other areas such as design costs, legal fees, professional advice, planning, site clearance and removal expenses.
Do you provide Event Insurance in monthly instalments?
If you are holding events on a regular basis, we are able to provide most types of Event Insurance packages in monthly instalments. Please don’t hesitate to get in touch with one of our insurance experts who will be able to advise on the best solution to ensure the full protection of your event business. Please start an online quote at the top of the page or call us on 01926 495 113.