Motor Insurance

As an independent broker we have full access to a wide panel of insurers and will search the entire market to find the right package built specifically for your motoring needs and requirements. The appropriate policy will contain everything required to be fully protected as a driver, including cover such as fire & theft, comprehensive, key loss, plus many other areas of protection such as hire of alternative transport and legal expenses.

We also provide bespoke high-value motor insurance to suit your requirements at the lowest possible cost but with the highest level of comprehensive cover for your peace of mind.

Motor insurance is a legal requirement by UK law to have at least third-party cover while driving on UK roads. Making sure that you are fully covered in all risk areas is our highest priority for you. We package everything you require in one simple premium, so you can rest assured that we have assessed all areas there could be a potential claim, so you are covered in any unfortunate circumstances.

The insurance that our providers offer covers many areas of risk such as damage to your car by either you or a third-party, damage to other vehicles and property, key loss, windscreen cover, plus many other areas of protection. We are also specialised in providing you with high-value car insurance, to keep your prized motors safe in case anything was to happen, regardless of who’s fault it was.

Our expert insurance advisors will assess your needs and put together the best Car Insurance package for you to ensure the most comprehensive protection that you require. We aim to source the best cover for you at the lowest price from our panel of insurers.

The right motor insurance package for you would offer a selection of covers that you would require to protect your car and yourself against third-party claims, from the risks you face on UK roads on a daily basis.

The way in which we assess the best motor insurance package for you is based on taking the time to fully understand your requirements, along with an analysis of your driving, previous claims, the value of your vehicle and many other areas that our insurance experts are trained to provide you with the best cover.

We go into detail to determine the level of risk that is probable on a daily basis, so we can then build the right bespoke insurance package that would protect your car in any of those unfortunate circumstances.

When a quote is put together for motor insurance, we asses your situation on an individual basis depending on a number of factors. If you have had claims in the past, we are still able to provide insurance for you, once we establish the whole picture of the risks involved for you as a driver.

Setting in place risk preventative measures and procedures can dramatically reduce the chances of the claimed risk happening again, such as improved security systems and the latest monitoring systems like dash-cams and sensors. These efforts can also help increase the number of insurers that we are able to approach to provide you with the most comprehensive and lowest priced Car Insurance package in your current state of risk and previous claims.

If you are driving your vehicle on UK roads, then it’s a legal requirement by UK law to have at least third-party insurance, to protect others in case of any accidents. It is recommended that you have comprehensive cover to give the 360 protection and peace of mind, however, this all depends on the premium that we are able to source from our panel of insurers based on your personal and previous driving information.

Yes, we are able to provide this cover as part of your motor insurance package. Insurers will be looking at the type of high-value cars you would like to insure, the value, where the vehicles are kept, any security measures you have in place such as dash-cams, alarm systems, and sensors to prevent any unfortunate circumstances. These are some of the factors that can fluctuate the premium to protect you against these kinds of claims.

Statistically, most of the time that people are enticed into purchasing the cheapest online quote from one of the aggregator sites you see on TV, is that you are at high risk of being underinsured. This is because the systems just give you the price based on the information you have added without any expert insurance guidance. You may have unknowingly not ticked something, or put in the wrong information from what the system was asking of you, and of course, no one reads the small print, so there might be something there that can prevent you from getting a claim paid out when you need it most.

The good thing with getting your motor insurance with Bateman Group, especially if it’s for a high-value or classic motor, is that we are here with you as your trusted insurance advisors every step of the way, who you can actually speak with and visit in person if you want to. You can rest assured that when you take out a car insurance policy with us, that we will ensure that everything is correct to give you the highest chance of getting a claim paid out if anything unfortunate was to happen to your prized motor. We will also ensure that you get a courtesy car of similar value if you are unable to drive your personal vehicle for a period of time.

There are a number of factors that impact the premium you pay for your car insurance, such as age, gender, type of car, location, and occupation.

If you are a younger driver then you would usually pay more than an experienced older driver that has been on UK roads for more than 5 years.

Although insurance companies are not allowed to discriminate gender, males still statistically pay more than female drivers, mostly because they usually have more expensive, more powerful cars, and are usually on the roads for longer.

The more powerful the car you have, the higher the value the car is, the higher you should expect your premium to be. This is because more powerful cars are at higher risk of getting into an accident, and higher value cars are more at risk of being stolen.

The location where your car is kept has a significant factor, as if your car is kept in a place where there is a higher crime rate then there is more chance of the car being stolen or broken into.

Your occupation can have a significant effect on your premium because of the number of hours you are on the roads, and also if you carry high-value items which could increase the risk of your vehicle being broken into and the items stolen.

We are able to provide most types of Car Insurance packages in monthly instalments. Please don’t hesitate to get in touch with one of our insurance experts who will be able to advise on the best solution to ensure the full protection of your motors. Please start an online quote at the top of the page or call us on 01926 495 113.